Are Banks Open on Halloween?
Halloween, the holiday of costumes, trick-or-treating, jack-o’-lanterns, and parties, takes place on the 31st of October every year. Although it’s a fun day, it is not a federal banking holiday in the United States. Whether or not banks are open … Continued
What is a BIN (Bank Identification Number)?
What is a BIN? The first 6 numbers on a credit card are referred to as the BIN, which is an acronym for Bank Identification Number. These numbers are also sometimes referred to as the IIN, or Issuer Identification Number. … Continued
Citizens Bank Holidays for 2018 and 2019
Need to know if your local Citizens Bank branch is open or closed on a certain holiday? All Citizens Bank locations in the United States will be closed on the below dates in 2018 and in 2019. When a fixed-date … Continued
What Can Someone Do With Your Bank Account Number?
Bank account numbers are openly disclosed and visible on every check, so there must be no problem with safety, right? The vast majority of people will not have any problems, but if an identity thief has your bank account number, … Continued
Green Banks: A Banking Alternative for the Cannabis Industry
The California Senate passed a bill that would allow state-chartered banks to offer banking services to the state’s legal cannabis industry. If the bill passes the Assembly, it would be a major step in the progress of the cannabis industry, … Continued
9 Simple Ways to Build an Emergency Fund
If you do not have an emergency fund set aside, it’s time to start building it. Over 60% of Americans say they are unable to cover an unexpected setback of $1000 with their own savings. With the uncertainty that many … Continued
How Long Can a Bank Hold a Check By Law?
When depositing a check into your bank account, you may have noticed your available funds can differ from account’s actual balance. This happens because your bank or credit union has placed a hold on your check deposit. Financial institutions do … Continued
Bank Promotions Without Direct Deposit
Many banks offer great promos when you become a new customer and open a savings or checking account. However, most of these bank promotions require setting up direct deposit before you earn the bonus. What if you don’t want to, … Continued