When you have a savings or checking account with Bank of America, they require you to maintain a minimum balance in that account. If you fail to maintain this minimum balance, the bank will charge you a monthly fee of … Continued
People don’t often consider the owners of a bank when they open an account or take out a loan at a particular bank. However, in recent years, a trend started using the hashtag #BankBlack. In this movement, citizens of the … Continued
If you have a checking account with Chase Bank, also known as JPMorgan Chase and Co., then at some point you will need to know what your routing number is. For example, you will be asked for both your routing … Continued
Most of us understand the basic concept of the American credit system and how it functions. Whenever you apply for a new loan or credit card, it is normal for the lender to look at your creditworthiness and debt history … Continued
There are many reasons you might need to know your savings or checking account number. You may need it to fill out a wire transfer request form, when initiating an ACH transfer online from another bank, or when talking to … Continued
It’s tough to find passive ways to make your savings work for you. With the current financial atmosphere, individuals need to actively pursue methods that will allow them to earn a comfortable return on their money With an interest rate … Continued
Bank account numbers are openly disclosed and visible on every check, so there must be no problem with safety, right? The vast majority of people will not have any problems, but if an identity thief has your bank account number, … Continued
When depositing a check into your bank account, you may have noticed your available funds can differ from account’s actual balance. This happens because your bank or credit union has placed a hold on your check deposit. Financial institutions do … Continued