Bank account numbers are openly disclosed and visible on every check, so there must be no problem with safety, right? The vast majority of people will not have any problems, but if an identity thief has your bank account number, … Continued
When depositing a check into your bank account, you may have noticed your available funds can differ from account’s actual balance. This happens because your bank or credit union has placed a hold on your check deposit. Financial institutions do … Continued
Many banks offer great promos when you become a new customer and open a savings or checking account. However, most of these bank promotions require setting up direct deposit before you earn the bonus. What if you don’t want to, … Continued
1. Save your prepaid debit card after it is used. Have you ever wanted to sign up for a free online trial but worry about getting scammed? You just know the company will try to cheat you and charge you … Continued
Although many people are moving away from traditional forms of payment, preferring to pay by credit or debit card or even through a PayPal account, check writing is still a popular mechanism people use to pay bills. When an individual … Continued
Have you ever wondered how your bank makes money? After all, they give you a checking account for free, and they give you interest on all the money you let sit in your savings account, and your certificate of deposit. … Continued
What do you need to open a bank account? Whether you are opening your first bank account, or you are creating a new account in addition to other bank accounts you own, there is some basic information that is required … Continued
One of the many challenges people face when opening a checking account is their credit. This is partly because in some instances, banks may refuse to open checking or savings accounts for those who have had financial difficulties. It is … Continued