Most of us understand the basic concept of the American credit system and how it functions. Whenever you apply for a new loan or credit card, it is normal for the lender to look at your creditworthiness and debt history … Continued
There are many reasons you might need to know your savings or checking account number. You may need it to fill out a wire transfer request form, when initiating an ACH transfer online from another bank, or when talking to … Continued
It’s tough to find passive ways to make your savings work for you. With the current financial atmosphere, individuals need to actively pursue methods that will allow them to earn a comfortable return on their money With an interest rate … Continued
Bank account numbers are openly disclosed and visible on every check, so there must be no problem with safety, right? The vast majority of people will not have any problems, but if an identity thief has your bank account number, … Continued
When depositing a check into your bank account, you may have noticed your available funds can differ from account’s actual balance. This happens because your bank or credit union has placed a hold on your check deposit. Financial institutions do … Continued
Many banks offer great promos when you become a new customer and open a savings or checking account. However, most of these bank promotions require setting up direct deposit before you earn the bonus. What if you don’t want to, … Continued
1. Save your prepaid debit card after it is used. Have you ever wanted to sign up for a free online trial but worry about getting scammed? You just know the company will try to cheat you and charge you … Continued
Although many people are moving away from traditional forms of payment, preferring to pay by credit or debit card or even through a PayPal account, check writing is still a popular mechanism people use to pay bills. When an individual … Continued