Bank Promotions With No Direct Deposit (2024)

posted in: Checking, Savings | 0

Bank Bonus Account Type Requirements Holding Period Monthly Fees
Chase $200 for savings but up to $900 with checking and savings Checking and savings (In Branch Only) $15000 deposit and 90 day holding period for savings bonus 30 days for checking, 90 days for savings $12 fee for checking waived with min balance. $5 fee for savings waived with min balance or other reqs.
U.S. Bank $350 to $800 with promo code Q1AFL24 Business checking Maintain a balance of $5000 for 60 days after account opening 105 days Varies based on account level
Axos $300 to $400 with promo code NEW400 Business checking Maintain an average daily balance of $25000 180 days $50 early account closure fee
Discover $150 to $200 with promo code TCI124 Online Savings $15000 to $25000 deposit within 30 days of account opening 60 days None
Wells Fargo $525 Savings (In Branch Only) Open with $25. Deposit $25000 within 30 days and maintain for 90 days 90 days $5 service fee waived with $300 minimum balance
Citi $500 to $2500 Checking Maintain a balance of $30000+ for 60 calendar days (tiered bonus) 80 days $0 to $30 depending on the type of checking account
Citi Business Checking Up to $2500 Business checking Deposit $5000 – $200000+ within 30 days and maintain for 60 days 90 days Vary based on account type
Huntington Bank $600 Platinum Perks Checking Deposit $25,000 within 90 days and keep the account open for 90 days 90 days Not specified
Flushing Bank Up to $2,500 Complete Checking Maintain a minimum average balance for three months 3 months Not specified
M&T Bank $350 MyChoice Premium Checking Maintain an average monthly balance of $10,000 in March and April 2024 2 months Not specified
TD Bank $200 Signature Savings and Simple Savings Deposit $10,000 within 20 days and maintain balance for 90 days 90 days Not specified
Regions Bank 1% annual savings bonus ($100 max) LifeGreen Savings Set up monthly automated savings transfers from Regions checking Annually No fee with Regions checking account; no min balance requirement for savings
Alliant Credit Union $100 Ultimate Opportunity Savings Account Deposit at least $100 a month for 12 consecutive months 12 months $0 if eStatements
Honor Credit Union $250 Benefits Checking New checking with a min $25, ACH deposits of $500+, and 8+ debit card transactions within 60 days 90 days $0 monthly service fees, $0 account minimum
Charles Schwab $100 to $1000 for net deposit of $25k-$500k+ Brokerage Account Open and make a qualifying net deposit within 45 days of enrolling 45 days $0

 

Welcome to the world of bank bonuses – a realm where financial incentives meet savvy banking choices. You might be wondering, why all the fuss about bank bonuses? Well, let me tell you, in the ever-competitive world of personal and business banking, bonuses can be a game-changer. They’re not just a nifty perk; they’re a strategic move for both banks and customers.

Banks, vying for your attention (and your money), dangle these bonuses like carrots to lure you into opening an account with them. And why shouldn’t they? It’s a win-win. You get a nice chunk of change, and they get a new customer. But here’s the kicker: not all bank bonuses are created equal. This is where the true importance of choosing the right bank bonus comes into play. Whether you’re a small business owner looking to maximize cash flow, an individual aiming to beef up your savings, or someone in between, the right bank bonus can significantly impact your financial health.

So, buckle up as we dive into the world of bank bonuses. We’ll explore various offers, from U.S. Bank’s business checking bonuses to Chase’s dual rewards and beyond. We’ll decode the fine print, highlight the perks, and give you the lowdown on how to make the most of these lucrative offers. By the end of this journey, you’ll be equipped to make informed decisions about which bank bonus aligns best with your financial goals. Ready to start? Let’s go!

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10. Past Bank Sign-Up Promotions

U.S. Bank: Navigating Business Checking Bonuses

Let’s kick things off with U.S. Bank’s promo offer for business owners. If you’re steering the ship of a small business, you’ll want to pay close attention to this one. U.S. Bank is rolling out the red carpet for new business checking customers with a bonus that ranges from $350 to a whopping $800. But as with any good deal, there are a few hoops to jump through.

First things first, to open your account, you’ll need at least $100. But here’s where it gets interesting: to lock in that $350 bonus, you’re going to need to deposit $5000 of new money. And by ‘new money,’ we mean funds not already cuddled up in a U.S. Bank account or its affiliates. Get those funds in within 30 days of opening your account, and you’re on track.

But wait, there’s more! If you’re feeling a bit more ambitious and can deposit $25000 or more, you’re looking at an $800 bonus. Now, that’s a nice chunk of change! Keep in mind, though, your funds need to do a 60-day stint in the account to qualify for the bonus. Also, don’t forget to use the promo code Q1AFL24 when you sign up; it’s like the secret handshake to get you into the bonus club.

While the bonus is generous, remember to consider the holding period of 105 days (60 for maintaining the balance and 45 for the payment to process). This means you need to be comfortable with your funds sitting tight for a bit. Fees can vary based on the account level, so make sure to pick the one that aligns with your business needs. In short, U.S. Bank’s offer could be a stellar opportunity for businesses looking to grow their funds while enjoying the perks of a robust checking account.

 

Axos: Customized Bonuses for Small Businesses

Next up is Axos, a name that’s become synonymous with flexible banking solutions for small businesses. Axos is spicing things up in the business checking arena with bonuses ranging from $300 to $400, an offer that should have small business owners perking up their ears.

Here’s how it works: Axos is calling all official businesses, gig economy workers, freelancers, and side hustlers to take advantage of this offer. The key is in the promo code NEW400 – it’s your golden ticket to unlocking these bonuses. But, as always, there are some criteria to meet.

To bag the $400 bonus, you’ll need to:
1. Maintain an average daily balance of $50,000 or more.
2. Make at least 10 debit card transactions (each $3 or more) per statement cycle.
3. Set up bill pay and make at least one payment of $10 or more per statement cycle.
Now, if those numbers seem a bit steep, don’t worry. Axos has something for the smaller players too. A more modest $300 bonus can be yours if you:

Keep an average daily balance between $25,000 and $49,999, earning a $75 payout per statement cycle, up to $300 total.

Follow the same transaction and bill pay requirements as the $400 bonus.

What makes Axos stand out is its commitment to smaller businesses. There are no monthly maintenance fees or minimum deposit requirements to tie you down. Plus, for businesses that need to make cash deposits, Axos has got your back, being part of the MoneyPass and AllPoint networks.

And here’s a sweet little cherry on top: once you qualify for your bonus, Axos doesn’t keep you waiting. Expect to see that extra cash in your account within five days of your closing statement date. With these features, Axos positions itself as an attractive choice for small businesses looking for the convenience of online banking coupled with the advantage of a solid bonus.

 

Chase: A Duo of Rewards in Checking and Savings

Now, let’s turn our attention to Chase, a household name in the banking world. They’re upping the ante with a combined bonus offer that could net you up to $900. Yes, you read that right – $900! This offer is a two-pronged approach involving both their Total Checking and Savings accounts.

Here’s the breakdown: Open a new Chase Total Checking account and set up a recurring direct deposit within 60 days of account opening, and bam – you’re $300 richer. But why stop there? Add a new Savings account into the mix, deposit at least $15,000 within 30 days, and maintain that balance for 90 days, and Chase throws in another $200. But wait, there’s more – if you open both accounts simultaneously and meet the requirements for both bonuses, Chase adds an extra $400 bonus. That’s a total of $900, just for managing your money smartly.

Now, let’s talk fees and fine print. For the checking account, there’s a $12 monthly service fee, but you can get that waived with direct deposit or by maintaining a minimum balance. The savings account comes with a $5 monthly service fee, which also gets waived with a minimum balance or other specific requirements. Keep in mind, the holding period for the checking bonus is 30 days, and it’s 90 days for the savings bonus.

What’s particularly appealing about this offer is its flexibility. Even if you’re not in a position to meet the direct deposit requirement for the full $900 bonus, you can still earn $200 with just the high-yield savings account, sans direct deposit. This makes Chase’s offer a versatile choice for a wide range of customers, whether you’re a seasoned saver or just starting your financial journey.

 

Discover: Enhancing Savings with Attractive Bonuses

Shifting gears to the realm of personal finance, let’s talk about Discover’s Online Savings account. If you’re eyeing a sweet spot to park your emergency fund or extra cash while earning a bonus, Discover has you covered. Their Online Savings account not only offers a competitive 4.15% interest rate but also brings to the table bonuses of $150 to $200, depending on your deposit.

The deal is straightforward: Deposit a minimum of $15,000 within 30 days of opening your account, and you’ll bag a $150 bonus. Want to up the ante? Deposit $25,000, and that bonus jumps to $200. It’s a straightforward way to make your money work harder for you.

To get in on this, remember to use the promo code TCI124 when signing up. This is crucial because without it, you might miss out on the bonus. And here’s a pro tip: make sure your account is still open when the bonus is set to post. Otherwise, you might just lose out on the extra cash. The bonus should appear in your account within 60 days of your qualifying deposit.

Now, here’s something to keep in mind – this offer is exclusively for first-time savings customers of Discover. So, if you’ve been thinking about starting a savings account with Discover, there couldn’t be a better time. With no account closure fees and a robust interest rate, this offer is a solid choice for anyone looking to boost their savings.

 

Wells Fargo: Rewarding Commitment with High Savings Bonuses

Wells Fargo, a name that resonates with stability in the banking sector, is making waves with its savings account bonus. They’re offering a hefty $525 bonus, but as with any great offer, it comes with its own set of conditions that savvy savers should heed.

Here’s how you can get your hands on this bonus: First, you need to open a new savings account – a Way2Save or another eligible account – at a Wells Fargo branch. The initial deposit requirement is just $25, but here’s where the real commitment comes in. To qualify for the $525 bonus, you need to deposit $25,000 in new funds within 30 days of account opening and then maintain that balance for 90 consecutive days. It’s a significant sum, but the reward is equally substantial. The bonus will be deposited into your account within 30 days of meeting these requirements. But remember, this generous offer is only valid for new Wells Fargo savings customers, so it’s a golden opportunity for those who haven’t yet dipped their toes into the Wells Fargo savings pool.

While the bonus is undoubtedly appealing, it’s important to consider the $5 monthly service fee. However, this fee can be easily waived by maintaining a minimum balance of $300. This makes the offer more accessible and maintains the allure of the bonus. In essence, Wells Fargo’s offer is a lucrative deal for those prepared to make a substantial deposit and looking for a substantial return on their savings.

 

Citi: A Strategic Approach to Checking Account Bonuses

Now, let’s take a look at Citi’s innovative approach to banking bonuses. Citi has introduced a tiered bonus structure for its checking accounts that’s bound to grab your attention. With bonuses ranging from $500 to a staggering $2500, this is an offer that speaks volumes to those who can maintain a substantial balance in their accounts.

The tiered structure is simple yet effective. To be eligible, you should not have had a Citi checking account in the last six months. Once you’re in the clear, it’s all about how much you can deposit and maintain. You’ll need to fund your account with at least $30,000 within 20 days of opening it. Remember, these funds need to be new to Citi – so no shuffling money from one Citi account to another.

After depositing, your task is to maintain your balance for 60 days. This period begins after the initial 20-day funding phase. The catch here is that your bonus amount depends on the lowest daily balance during this 60-day period. For example, if you deposit $200,000 and maintain it, you’re looking at a $1500 bonus. But if your balance dips even slightly below a tier threshold, say to $199,999, your bonus drops to the next lower tier – in this case, $500.

The beauty of Citi’s offer lies in its simplicity. There are no complicated requirements or additional hoops to jump through. It’s an ideal scenario for those who prefer a ‘set it and forget it’ strategy. Once you’ve met the requirements, your bonus is paid out 30 days after the 60-day waiting period. With fees ranging from $0 to $30 depending on the account type, Citi’s offer is enticing for those looking to make their substantial savings work harder for them.

 

Citi Business Checking: Incentivizing Large Deposits

For business owners looking for a substantial boost, Citi Business Checking has rolled out an offer that’s hard to ignore. Their business checking accounts are not just about managing finances; they’re about rewarding you for your banking choices. With bonuses ranging from $300 to an impressive $2500, Citi has set the stage for businesses to gain more from their deposits.

So, how does it work? The process is straightforward but requires a significant deposit to unlock the higher tiers of bonuses. To get started, open a new CitiBusiness Streamlined or Flexible Checking account by a specified date. Once your account is up and running, you have 30 days to make a qualifying deposit. This deposit ranges from $5000 to over $200000 in new funds – meaning the funds shouldn’t be previously held in any of Citi’s accounts.

The bonus structure is tiered based on your deposit amount, adding a strategic element to your banking decision. For instance, a deposit between $5000 and $19999 nets you a $300 bonus, while going higher, say between $20000 and $99999, ups the bonus to $750. The bonuses continue to escalate with your deposit amount, reaching up to $2000 for deposits over $200000.

But remember, it’s not just about depositing the money; you also need to maintain your balance for 60 consecutive days to earn your bonus. After meeting this requirement, the bonus payout follows a 90-day holding period.

While fees vary based on the account type, the sheer range of the bonus amounts makes this offer particularly attractive for businesses with substantial banking needs. Moreover, Citi Business Checking accounts are equipped with digital banking security features and offer access to business loans and other financial services, making them a comprehensive choice for business banking solutions.

 

High-Value Bonuses for Larger Deposits

When it comes to banking bonuses, sometimes bigger really is better. This is particularly true for those who can afford to make larger deposits. Banks like Wells Fargo and Citi have crafted high-value bonus offers for customers willing to park a substantial amount of money in their accounts. These offers are not only lucrative but also cater to a more affluent clientele or established businesses looking for premium banking benefits.

Take Wells Fargo’s savings account offer, for instance. They provide a $525 bonus, but it requires a minimum deposit of $25,000 within 30 days of account opening, maintained for 90 days. While this bonus is attractive, it’s clearly aimed at those who can comfortably meet the high deposit requirement. On the flip side, the reward is substantial, making it an excellent option for those with significant savings looking to switch banks or open a new account.

Citi’s tiered bonus structure for both personal checking and business checking accounts takes this concept even further. With bonuses ranging from $500 to $2500, Citi rewards customers based on the amount they deposit and maintain. For personal checking accounts, maintaining a balance of $30,000+ for 60 days can lead to significant bonuses. Similarly, business checking accounts with deposits ranging from $5000 to over $200,000 attract bonuses from $300 to $2500, rewarding businesses for their higher banking activity and balances.

These high-value bonuses for larger deposits are particularly appealing for those who have a considerable amount of funds and are seeking additional benefits from their banking relationships. Whether it’s for personal wealth management or business financial needs, these offers provide an opportunity to earn substantial rewards. It’s important, however, to consider not just the potential bonuses but also the account terms, fees, and the overall suitability of the banking institution for your financial needs and goals.

 

Bank Promo Requirements

Bank promotion requirements can change from time to time. Some banks may switch from not requiring direct deposit, to now requiring it. Others may have coupon codes that are only valid until a specific date.

When you go through a bank’s account sign-up process, double-check the promotional offer page for any modifications to the terms.

You can also check with local credit unions and smaller banks to see what offers they have available. Offers will vary based on location, so check with a local branch to find out more.

 

Past Bank Sign-Up Promotions

The promotions below were offered by banks in the past. You can compare these older promos to the current promos being offered today.

 

Discover Bank $200 Online Savings Account Bonus

Apply for your first Discover Online Savings Account online or by phone.

Enter Offer Code as stated on bonus page when applying.

Deposit into your account a total of at least $25,000 to earn a $200 Bonus.

Deposit must be posted by date specified on bonus page.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover.

Account must be open when bonus is credited. Bonus is considered interest and will be reported on IRS Form 1099-INT.

Discover Bank $150 Online Savings Account Bonus

Apply for your first Discover Online Savings Account online or by phone.

Enter Offer Code as stated on bonus page when applying.

Deposit into your account a total of at least $15,000 to earn a $150 Bonus.

Deposit must be posted by date specified on bonus page.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover.

Account must be open when bonus is credited. Bonus is considered interest and will be reported on IRS Form 1099-INT.

SoFi Money $10 Bonus Reward

SoFi Money is a mobile-first cash management account.

$10 in reward points when redeemed into SoFi Money, SoFi Invest, or towards an eligible SoFi loan.

Kabbage Business $300 Bonus

Kabbage Checking from American Express is a business account

Earn a $300 Cash Deposit/Balance into your Kabbage Account after your complete a total of (5) debit card purchases within 45 days of account opening.

Chase Private Client $2000 Bonus

1. Meet with a Private Client Banker to open or upgrade to Chase Private Client Checking account; if you already have a CPC checking account, skip to step number two.

2. Within 45 calendar days of coupon enrollment, transfer a total of $250,000 or more in qualifying new money or securities to a combination of only eligible accounts:

– Eligible Accounts: qualifying Chase personal checking and savings accounts, and J.P. Morgan investment accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor).

– Ineligible Accounts: Chase business checking and savings accounts, any You InvestSM accounts, any J.P. Morgan retirement accounts (such as Traditional and Roth IRAs, Keoghs, SEP and SIMPLE IRAs, and 401(k) plans); CDs; insurance products; fixed and variable annuities; J.P.Morgan Fund Accounts; 529 College Savings Plans; attorney trust accounts; client fund trust accounts; as well as Government or Non-Profit accounts.

The qualifying new money cannot be existing deposits, funds or securities held by you at Chase or its affiliates.

3. Hold the new money of at least $250,000 for at least 90 days from the coupon enrollment date (gains and losses to qualifying investment balances from trading or market fluctuation will not be counted for purposes of meeting the balance requirements). After you have completed all the above requirements, we will deposit the bonus in your existing Chase Private Client Checking account within 40 days.

First Bank Performance Checking 3% Interest

First Performance Checking

Balance Tier: $0 – 25,000

Interest Rate: 3.00%

APY: 3.04%

Citibank Citi Priority Account $700 Bonus Offer

Maintain a combined average monthly balance of $50,000+ in eligible linked accounts.

First, any owner of either eligible account must make the “Minimum Deposit” amount or more in New-to-Citibank Funds into the new Eligible Checking Account and/or the new Eligible Savings Account within 30 calendar days of checking account opening (multiple deposits allowed).

Second, the “Minimum Balance” must be met within the first 30 calendar days of account opening and maintained for 60 consecutive calendar days from the date the Minimum Balance is met. As applicable to certain offers, the Minimum Balance may be held in one or both of the eligible accounts.

The Cash Bonus will be credited within 90 calendar days from the date you complete all required activities.

Citibank Account $300 Bonus Offer

Maintain a combined average monthly balance of $10,000+ in eligible linked accounts.

First, any owner of either eligible account must make the “Minimum Deposit” amount or more in New-to-Citibank Funds into the new Eligible Checking Account and/or the new Eligible Savings Account within 30 calendar days of checking account opening (multiple deposits allowed).

Second, the “Minimum Balance” must be met within the first 30 calendar days of account opening and maintained for 60 consecutive calendar days from the date the Minimum Balance is met. As applicable to certain offers, the Minimum Balance may be held in one or both of the eligible accounts.

The Cash Bonus will be credited within 90 calendar days from the date you complete all required activities.

Citibank Basic Banking $200 Bonus Offer

Maintain a combined average monthly balance of $5,000+ in eligible linked accounts.

First, any owner of either eligible account must make the “Minimum Deposit” amount or more in New-to-Citibank Funds into the new Eligible Checking Account and/or the new Eligible Savings Account within 30 calendar days of checking account opening (multiple deposits allowed).

Second, the “Minimum Balance” must be met within the first 30 calendar days of account opening and maintained for 60 consecutive calendar days from the date the Minimum Balance is met. As applicable to certain offers, the Minimum Balance may be held in one or both of the eligible accounts.

The Cash Bonus will be credited within 90 calendar days from the date you complete all required activities.

Chase Savings $200 Bonus

To receive the $200 savings bonus: 1) Open a new Chase Savings account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 20 business days of account opening;

AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we’ll deposit the bonus in your new account within 10 business days.

Optional: Extra $300 for a total of $500 when you also open a Chase checking account and set up direct deposit.

Huntington 5 Checking $200 Bonus

Get $200 when you open a Huntington 5 or Huntington 25 Checking account and make cumulative deposits of at least $1,000 into the new checking account within 60 days.

Must maintain an open status in an eligible product for 90 days to receive the bonus.

$200 will be deposited in your Huntington 5 Checking account after all requirements are met and your account is open for 90 days

This offer is only available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.

This offer is only available to new checking customers.

Huntington Asterisk-Free Checking $150 Bonus

Get $150 when you open a new Asterisk-Free, Huntington 5, or Huntington 25 Checking account and make cumulative deposits of at least $1,000 into the new checking account within 60 days of opening.

Must maintain an open account status in an eligible product for 90 days to receive the bonus.

$150 will be deposited in your Asterisk-Free Checking account after all requirements are met and your account is open for 90 days.

This offer is only available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.

This offer is only available to new checking customers.

First Tennessee Bank $300 Business Checking Bonus

Open your BizEssentials Checking account at the Basic level or higher by the specified date with a minimum opening deposit of $5,000 AND complete 5 qualifying payment transactions within the first 30 days of account opening to receive the $300 bonus.

Customer agrees to maintain account in good standing for minimum of 6 months.

The $300 bonus will be credited to your account within 6 weeks of meeting all requirements and will be reported as income on Form 1099-INT.

AmboyDirect $50 eSavings Bonus

Earn Everyday High Rate Plus $50 Bonus

Enter your email address to receive the promotional offer reference code.

Chase Business Checking Bonus

Get $300 as a new Chase checking customer, when you open a Chase Total Business Checking® account with qualifying activities

Access to over 16,000 ATMs and 5,100 Chase branches nationwide

Chase has business specialists at your local branch to help with your business needs

Account Alerts are a great way to stay on top of your account’s activity and enhance security

Unlimited electronic deposits at no charge, including Chase QuickDepositSM, ACH and ATM

SunTrust $200 Business Checking Account Bonus

How to earn $200:
FIRST, open a new eligible SunTrust business checking account online or in a branch by date specified on bonus page. (IOLTA and Public Funds accounts are excluded)
THEN, within 30 days of opening the new eligible business checking account, you must make cumulative qualifying deposits of $1,500 or more into your new account.
Enrollment in the offer is required at account opening.

Marcus by Goldman Sachs $100 Cash Bonus

After enrolling, you must deposit $10,000 or more in new funds from an external account into your Marcus Online Savings Account within 10 calendar days of enrollment.

The account balance plus a minimum of $10,000 in new funds, must be maintained in your Marcus Online Savings Account for 90 consecutive days from the date of reaching the Required Dollar Amount.

The $100 bonus will be deposited into your Marcus Online Savings Account within 14 calendar days after fulfilling the above requirements. To receive your bonus, your account must be open and in good standing at the time the bonus is deposited in your account.

Offer available to new and existing customers. Each customer is limited to one cash bonus offer.

Bank of Hope $500 Cash Bonus

Open a new business checking account and complete the requirements to receive a $500 cash bonus, plus $50 towards a basic checkbook order.

Eligible accounts must be opened in-person at a Bank of Hope branch.

Maintain an average balance of at least $20,000 for the first 4 months of account opening.

Complete the following three activities within 90 days of account opening: Request a debit card and make at least one debit card purchase or ATM deposit/withdrawal, Register for Business Online Banking, Enroll in e-Statement.

Complete one of the following two activities within 90 days of account opening: Make a bill payment using Bank of Hope Online Bill Pay or ACH debit payment, Receive an ACH credit.

Marcus by Goldman Sachs $100 Bonus

Enroll as either a New Customer or Current Customer. No offer code required.

Within 10 calendar days of enrolling, deposit $10,000 or more in new funds. Keep the funds, plus your current balance in your account for 90 days.

We’ll automatically deposit $100 into your account within 14 days after you fulfill the bonus requirements.

CITBank $300 Savings Builder Bonus

Open a Savings Builder account with a minimum of $100 and enter the promo code, Spring20.
Maintain the minimum balance requirement ($50,000 or more) for 90 calendar days following the end of the 15-day Funding Period to be eligible for the $300 bonus.

Example: Funding Period of 15 days + Review Period of 90 days = Eligible for Bonus

New account applications that are started but not submitted before the deadline of date specified are ineligible for this promotion.
Savings Builder – Up to 1.75% interest rate.

CITBank $150 Savings Builder Bonus

Open a Savings Builder account with a minimum of $100 and enter the promo code, Spring20.
Maintain the minimum balance requirement ($25,000 to $49,999) for 90 calendar days following the end of the 15-day Funding Period to be eligible for the $150 bonus.

Example: Funding Period of 15 days + Review Period of 90 days = Eligible for Bonus

New account applications that are started but not submitted before the deadline of date specified are ineligible for this promotion.
Savings Builder – Up to 1.75% interest rate.

HSBC $750 Checking Bonus

Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.

Open your new HSBC Premier checking account online; and

Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and

Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.

You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.

HSBC $350 Checking Bonus

Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.

Open your new HSBC Advance checking account online; and

Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and

Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.

You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It’s that simple.

Discover Bank $200/$150 Savings Account Bonus

Apply for your first Discover Online Savings Account, online or by phone.

Enter Offer Code NPBE918 when applying.

Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus

Chase Savings $150 Bonus

Open a new Chase Savings account, which is subject to approval.

Open an account or visit any Chase branch with your coupon by specified date

Deposit a total of $10,000 or more in new money into the new savings account within 20 business days of account opening.

Maintain at least a $10,000 balance for 90 days from the date of deposit.

The new money cannot be funds held by Chase or its affiliates. After you have completed all the above savings requirements, we’ll deposit the bonus in your new account within 10 business days.

If either the savings account is closed by the customer or Chase within six months after opening, we will deduct the bonus amount for that account at closing.

CapitalOne 360 Money Market $200 Bonus

Open your account and deposit at least $10,000 using promo code OFFER200 to earn your $200 bonus. Plus, you’ll earn 2.00% Annual Percentage Yield (APY) on balances of $10,000 or more.

Earn a $200 bonus and a top savings rate.

Give yourself a high-yield, fee-free way to keep growing your savings with 360 Money Market.

Open your account using promo code OFFER200 to earn your exclusive $200 bonus on accounts with balances of $10,000 or more.

Huntington Bank $200 H5 Checking Bonus

Open your Huntington 5 Checking account today and enjoy:

$200 bonus by making at least one direct deposit of at least $500 or more within 60 days of account opening. $200 will be deposited into your Huntington 5 Checking account after all requirements are met and your account is open for 90 days.

Earn interest on all balance tiers

24-Hour Grace Overdraft Relief

Five Non-Huntington ATM withdrawal fees waived per statement

No minimum deposit needed to open

Enjoy mobile & online banking

10% credit card rewards bonus

Huntington Bank $750 Accelerated Business Checking Bonus

Open a Huntington Accelerated Business Checking Account

Earn a $750 bonus by depositing at least $25,000, and make 30 transactions, within the first 60 days.

Huntington will deposit $750 into your account after it’s been open for 90 days

Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee!

Enjoy up to 600 monthly transactions & get access to over 1,800 ATMs

Ideal for businesses with an average monthly balance of $25k – $100k

Huntington Bank $400 Fast Track Business Checking Bonus

Open a Huntington Fast Track Business Checking Account

Earn a $400 bonus depositing at least $5,000 within the first 60 days.

Huntington will deposit $400 into your account after it’s been open for 90 days

Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee.

Enjoy up to 300 monthly transactions & get access to over 1,800 ATMs

Ideal for businesses with an average monthly balance of $5k – $25k.

Get free online statements

Huntington Bank $200 Community Business Checking Bonus

Open your Huntington Community Business Checking Account today!

Earn a $200 bonus by depositing at least $2,000 and make 10 transactions within 60 days of account opening

Huntington will deposit $200 into your account after it’s been open for 90 days

Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee.

Do business without a minimum checking account balance fee or maintenance fee.

No monthly maintenance fee applies to this account.

Enjoy up to 150 monthly transactions & get access to over 1,800 ATMs

Ideal for businesses with an average monthly balance of up to $5k

Get free online statements

CitiBank $200 Checking Bonus

Within 30 days of opening your account deposit $5,000 new-to-Citibank funds into the checking account.

Maintain a minimum balance of $5,000 for 60 days.

CitiBank $400 Checking Bonus

Within 30 days of opening your account deposit $15,000 new-to-Citibank funds into the checking and/or savings account.

Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days.

CitiBank $600 Checking Bonus

Within 30 days of opening your account deposit $50,000 new-to-Citibank funds into the checking or savings account. A minimum of $5,000 must be in the checking account and a minimum of $100 must be in the savings account.

Maintain a minimum balance of $50,000 in your eligible linked checking and savings account for 60 days.

MB Financial Bank $350 Business Checking Bonus

Earn $350 bonus by opening and maintaining a business checking account with an average monthly balance of $5,000 and complete either a minimum of 15 electronic transactions in the account OR open a business money market or savings account with an average balance of $25,000

Fifth Third Bank $200 Checking Bonus

Open a Essential Checking, Enhanced Checking, or Preferred Checking account.

Then you must reach a balance of at least $500 within 45 days and maintain that amount for 45 days.

TCF Bank $300 Checking Bonus

Earn the bonus by setting up direct deposit deposits of $500 or more or enroll in TCF Digital banking and complete $250 in one or more online bill payments using TCF Online Bill Pay

FirstBank $300 Anywhere Checking Bonus

Earn a $300 bonus when you open an Anywhere Checking account and conduct $500 in net Visa Debit Card purchases

Fulton Bank $150 Checking Bonus

You must complete 10 debit card transactions with 60 days of account opening

BMO Harris Bank $500 Small Business Checking Bonus

Open a new Business Advantage Checking account between dates specified.

Earn $500 by making an opening deposit of $5,000, maintaining that balance for at least 90 days, and by making at least 10 electronic transactions post to the account within 90 days.

Your account must be open and in good standing when the bonus is paid approximately 120 days after opening.

To receive either checking bonus, you must open the account at a BMO Harris branch and present the promo code email from BMO Harris.

BMO Harris Bank $200 Small Business Checking Bonus

Open a new Essential Business Checking account between dates specified.

Earn $200 by making an opening deposit of $1,500, maintaining that balance for at least 90 days, and by making at least 10 electronic transactions post to the account within 90 days.

Your account must be open and in good standing when the bonus is paid approximately 120 days after opening.

To receive either checking bonus, you must open the account at a BMO Harris branch and present the promo code email from BMO Harris.

Associated Bank $400 Checking & Money Market Bonus

Open an Associated Choice Checking account with a minimum deposit of $100 and make three payments using Associated Bank Online Bill Pay OR at least one direct deposit of $300 or more within 45 days of account opening.

And open an Associated Relationship Savings account with a minimum deposit of $25,000.

Maintain a minimum combined balance in those accounts of $25,000 for 90 days and receive your $400 within 120 days of opening.

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