Are Banks Open On New Year’s Day? New Year’s Eve? (2026)
Happy New Year! It’s the end of the year and you have banking tasks that need to be completed. Maybe you need to ask your bank about contributing to your 410(k) by December 31st? Or about harvesting tax losses to … Continued
Are Banks Open on Christmas Eve? (December 24th)
Everyone knows banks are closed each year on December 25th, Christmas Day. Christmas is a regular federal holiday that all financial institutions adhere to. But what about the day before Christmas, Christmas Eve? Although a Presidential Executive Order made Christmas … Continued
What Happens to Your Bank Accounts When You Die?
Talking about death and money in the same sentence is not anyone’s idea of fun. Still, if you have ever thought, “What actually happens to my bank accounts when I die?”, you are already ahead of the crowd. A lot … Continued
From Offer to Keys: The 30-Day Timeline of Buying a House
Once upon a time, buying a house was a handshake deal at the local saloon, followed by a deed transfer that might have involved trading a few horses. Okay, maybe not that informal, but it used to be significantly less … Continued
LLC vs. Sole Proprietorship: Which Business Structure Actually Protects You?
If you’re trying to decide between an LLC and a sole proprietorship, you’re basically asking one big question: “If something goes wrong… do they come after my business… or my house?” Historically, small businesses didn’t have a lot of options. … Continued
What are the US Bank Cash+ Visa Signature Card 5% Cashback Categories?
If you’ve ever stared at a stack of cash-back cards wondering which one actually fits your real-life spending (you know, the combo of fast food, utilities, and random Target runs), the U.S. Bank Cash+® Visa Signature® Card is very much … Continued
Are Banks Open During a Government Shutdown?
If you’re following the news and hear “government shutdown,” it’s natural to wonder what happens to your everyday banking. Do branches close? Do ATMs still work? Will your direct deposit arrive? The short answer: banks stay open. Commercial banks and … Continued
U.S. Bank Smartly Visa Signature Card Rewards Get a Quiet Downgrade
U.S. Bank is changing the rewards structure for its Smartly™ Visa Signature® Card, and while it may seem like they’re offering more ways to earn, the fine print reveals that many customers will actually earn less starting September 15, 2025. … Continued