Personal Finance Questions to Ask Yourself at the End of Every Year
As the end of the year approaches, it’s an important time to take stock of your personal finance situation and assess your progress towards your financial goals. By reflecting on your earnings, expenses, savings, debt, and other financial matters, you … Continued
Is It Illegal to Draw, Write, Burn, or Destroy Money?
Destroying money, or the act of intentionally damaging or rendering a currency note or coin unusable, is a complex issue that can have legal, economic, and environmental implications. Currency is an essential part of a country’s economy, as it serves … Continued
Can I Refinance My Car Loan With the Same Bank?
Refinancing your car loan can be a good way to save money on interest and fees, and can also help you lower your monthly payment or pay off your loan faster. If you currently have a car loan, you may … Continued
How to Negotiate Lower Rates for Your Mortgage
Lower interest rates on a mortgage can save you significant amounts of money over the repayment term. Most lenders advertise mortgage rates, but few borrowers know they can get lower rates if they negotiate. There are several other things you … Continued
Bad Credit 101: Why It Matters and How to Keep a Good Record
Borrowing money from the bank to spend on investments or pay for an emergency isn’t as easy as it looks. You cannot just walk into the bank and expect them to hand you money as if they were giving it … Continued
Important Things to Consider Before Investing in Bitcoin
Bitcoin is all the rage right now. Many people are investing in it, and for a good reason – it has great potential. However, before you invest your hard-earned money in Bitcoin, there are some things you need to consider. … Continued
Boost Your Credit Score: 5 Side Hustles to Help Pay Your Debts
A person’s credit score indicates if they are responsible for managing their finances, including debts. And having a bad credit score will limit your capability to acquire the best financial deals and even affect your employment. So, if you have … Continued
Are Banks Closed on Juneteenth?
In 2022, Juneteenth is on a Sunday, June 19th, and banks will be closed. June 19th lands on a Sunday in 2022, so banks will observe the holiday the following Monday on June 20th. In the United States, Juneteenth is … Continued