When depositing a check into your bank account, you may have noticed your available funds can differ from account’s actual balance. This happens because your bank or credit union has placed a hold on your check deposit. Financial institutions do … Continued
Many banks offer great promos when you become a new customer and open a savings or checking account. However, most of these bank promotions require setting up direct deposit before you earn the bonus. What if you don’t want … Continued
1. Save your prepaid debit card after it is used. Have you ever wanted to sign up for a free online trial but worry about getting scammed? You just know the company will try to cheat you and charge you … Continued
Although many people are moving away from traditional forms of payment, preferring to pay by credit or debit card or even through a PayPal account, check writing is still a popular mechanism people use to pay bills. When an individual … Continued
Have you ever wondered how your bank makes money? After all, they give you a checking account for free, and they give you interest on all the money you let sit in your savings account, and your certificate of deposit. … Continued
What do you need to open a bank account? Whether you are opening your first bank account, or you are creating a new account in addition to other bank accounts you own, there is some basic information that is required … Continued
One of the many challenges people face when opening a checking account is their credit. This is partly because in some instances, banks may refuse to open checking or savings accounts for those who have had financial difficulties. It is … Continued
You may have received the offers in the mail or heard about it online: banks are handling out cash bonuses to new customers that open a savings or checking account. These offers can range from $25 on up to $300. … Continued