Navy Federal Credit Union has more members and holds more assets than any other credit union in America. Initially serving only Navy service members, Navy Federal now offers membership to all U.S. military personnel including Air Force, Army, Coast Guard, Marine Corps, and Dept of Defense civilians. If you are active duty, retired, a veteran, or an immediate family member, you are eligible for a bank account with Navy Federal.
If you have a Navy Federal Credit Union checking account, then at some point you may want to know what your routing number is. For example, you will need both your routing and account number if you set up direct deposit or automatic bill payment. Both of these numbers will also be required when you send or receive a domestic wire transfer or order replacement checks for your checkbook.
You may know your Navy Federal account number because it was sent to you in the mail when you first opened the account. However, for your routing number, it is not always given to you as clearly and as upfront. You need to know where to look for it.
Fortunately, it is very easy to find your routing number. “ABA routing transit number” is another name you may have heard for this 9-digit number.
The Navy Federal Credit Union routing number list below is sorted alphabetically by location. However, there is only one for Navy Federal. Their routing number is the same in every state in the country, as well as in Washington D.C.
| Navy Federal Location | Navy Federal Routing Number |
| Alabama | 256074974 |
| Alaska | 256074974 |
| Arizona | 256074974 |
| Arkansas | 256074974 |
| California | 256074974 |
| Colorado | 256074974 |
| Connecticut | 256074974 |
| Delaware | 256074974 |
| District of Columbia | 256074974 |
| Florida | 256074974 |
| Georgia | 256074974 |
| Hawaii | 256074974 |
| Idaho | 256074974 |
| Illinois | 256074974 |
| Indiana | 256074974 |
| Iowa | 256074974 |
| Kansas | 256074974 |
| Kentucky | 256074974 |
| Louisiana | 256074974 |
| Maine | 256074974 |
| Maryland | 256074974 |
| Massachusetts | 256074974 |
| Michigan | 256074974 |
| Minnesota | 256074974 |
| Mississippi | 256074974 |
| Missouri | 256074974 |
| Montana | 256074974 |
| Nebraska | 256074974 |
| Nevada | 256074974 |
| New Hampshire | 256074974 |
| New Jersey | 256074974 |
| New Mexico | 256074974 |
| New York | 256074974 |
| North Carolina | 256074974 |
| North Dakota | 256074974 |
| Ohio | 256074974 |
| Oklahoma | 256074974 |
| Oregon | 256074974 |
| Pennsylvania | 256074974 |
| Rhode Island | 256074974 |
| South Carolina | 256074974 |
| South Dakota | 256074974 |
| Tennessee | 256074974 |
| Texas | 256074974 |
| Utah | 256074974 |
| Vermont | 256074974 |
| Virginia | 256074974 |
| Washington | 256074974 |
| West Virginia | 256074974 |
| Wisconsin | 256074974 |
| Wyoming | 256074974 |
As an alternative, you can look at the checkbook associated with your checking account. You should see two or three sets of numbers displayed horizontally along the bottom of your checks. The first set of numbers on the bottom left of the check is your routing number. It should be 9 digits long. The second set of numbers is your account number.
You also have the option of visiting Navy Federal branches, usually near military bases, and asking a teller to give you your routing number. You may need to provide your account number or debit card.
If you prefer using your phone, you can call your nearest local branch or request the routing number from a representative by calling their toll-free customer support at 1-888-842-6328.
You can also visit their official website at navyfederal.org to confirm the routing number.
For receiving international bank transfers, Navy Federal Credit Union does not have a SWIFT code. As stated on their website:
For international transfers, members should instruct the sending financial institution to use a corresponding bank to facilitate the transfer to your account, as Navy Federal is not part of the SWIFT network. Navy Federal only receives U.S. currency.
When sending wire transfers you will need Navy Federal’s main address, which is the following:
Navy Federal Credit Union
820 Follin Lane SE
Vienna, VA 22180
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