What Is My Navy Federal Routing Number?

Navy Federal Credit Union has more members and holds more assets than any other credit union in America. Initially serving only Navy service members, Navy Federal now offers membership to all U.S. military personnel including Air Force, Army, Coast Guard, Marine Corps, and Dept of Defense civilians. If you are active duty, retired, a veteran, or an immediate family member, you are eligible for a bank account with Navy Federal.

If you have a Navy Federal Credit Union checking account, then at some point you may want to know what your routing number is. For example, you will need both your routing and account number if you set up direct deposit or automatic bill payment. Both of these numbers will also be required when you send or receive a domestic wire transfer or order replacement checks for your checkbook.

You may know your Navy Federal account number because it was sent to you in the mail when you first opened the account. However, for your routing number, it is not always given to you as clearly and as upfront. You need to know where to look for it.

Fortunately, it is very easy to find your routing number. “ABA routing transit number” is another name you may have heard for this 9-digit number.

The Navy Federal Credit Union routing number list below is sorted alphabetically by location. However, there is only one for Navy Federal. Their routing number is the same in every state in the country, as well as in Washington D.C.


Navy Federal Location Navy Federal Routing Number
Alabama 256074974
Alaska 256074974
Arizona 256074974
Arkansas 256074974
California 256074974
Colorado 256074974
Connecticut 256074974
Delaware 256074974
District of Columbia 256074974
Florida 256074974
Georgia 256074974
Hawaii 256074974
Idaho 256074974
Illinois 256074974
Indiana 256074974
Iowa 256074974
Kansas 256074974
Kentucky 256074974
Louisiana 256074974
Maine 256074974
Maryland 256074974
Massachusetts 256074974
Michigan 256074974
Minnesota 256074974
Mississippi 256074974
Missouri 256074974
Montana 256074974
Nebraska 256074974
Nevada 256074974
New Hampshire 256074974
New Jersey 256074974
New Mexico 256074974
New York 256074974
North Carolina 256074974
North Dakota 256074974
Ohio 256074974
Oklahoma 256074974
Oregon 256074974
Pennsylvania 256074974
Rhode Island 256074974
South Carolina 256074974
South Dakota 256074974
Tennessee 256074974
Texas 256074974
Utah 256074974
Vermont 256074974
Virginia 256074974
Washington 256074974
West Virginia 256074974
Wisconsin 256074974
Wyoming 256074974


As an alternative, you can look at the checkbook associated with your checking account. You should see two or three sets of numbers displayed horizontally along the bottom of your checks. The first set of numbers on the bottom left of the check is your routing number. It should be 9 digits long. The second set of numbers is your account number.

You also have the option of visiting Navy Federal branches, usually near military bases, and asking a teller to give you your routing number. You may need to provide your account number or debit card.

If you prefer using your phone, you can call your nearest local branch or request the routing number from a representative by calling their toll-free customer support at 1-888-842-6328.

You can also visit their official website at navyfederal.org to confirm the routing number.

For receiving international bank transfers, Navy Federal Credit Union does not have a SWIFT code. As stated on their website:

For international transfers, members should instruct the sending financial institution to use a corresponding bank to facilitate the transfer to your account, as Navy Federal is not part of the SWIFT network. Navy Federal only receives U.S. currency.

When sending wire transfers you will need Navy Federal’s main address, which is the following:
Navy Federal Credit Union
820 Follin Lane SE
Vienna, VA 22180

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