Once upon a time, buying a house was a handshake deal at the local saloon, followed by a deed transfer that might have involved trading a few horses. Okay, maybe not that informal, but it used to be significantly less … Continued
The Consumer Financial Protection Bureau (CFPB) is intensifying its focus on illegal ‘junk fees’ in the mortgage industry, a move that could have significant implications for homeownership affordability and household finances. A key case in this effort is Glover and … Continued
Has someone asked you to help them gain approval on a loan for college, an automobile, a home, or anything else? If so, you probably had an initial urge to say yes. But there are plenty of reasons to say … Continued
Lower interest rates on a mortgage can save you significant amounts of money over the repayment term. Most lenders advertise mortgage rates, but few borrowers know they can get lower rates if they negotiate. There are several other things you … Continued
People don’t often consider the owners of a bank when they open an account or take out a loan at a particular bank. However, in recent years, a trend started using the hashtag #BankBlack. In this movement, citizens of the … Continued
1. Save your prepaid debit card after it is used. Have you ever wanted to sign up for a free online trial but worry about getting scammed? You just know the company will try to cheat you and charge you … Continued
Now is an excellent time to buy a home because values are continuing to rise, which makes owning a house an excellent investment. Although slowly rising as well, mortgage rates are still near their historic lows. A small difference in … Continued
Online banking can some times be tricky to navigate but banks like USAA, make it easy. It is a one stop bank for all needs such as banking, insurance, and loans. The Upsides: USAA offers more than just a debt … Continued