Bank Promotions Without Direct Deposit

posted in: Banking Tips, Checking, Savings | 0
Bank Promotions Without Direct Deposit


Many banks offer great promos when you become a new customer and open a savings or checking account.

However, most of these bank promotions require setting up direct deposit before you earn the bonus. What if you don’t want to, or are unable to, set up direct deposit?

There are still promotions available for those who choose not to have their paycheck directly deposited into their account.

To quality, instead of direct deposit, you will typically have to enroll in online banking, enable paperless statements, or use your debit card a certain number of times per month. Fortunately, these are things that many of us do anyway.

Below is a list of some of the best banking promotions without direct deposit, as well as the bonus requirements.


You can also check with local credit unions and smaller banks to see what offers they have available. Offers will vary based on location, so check with a local branch to find out more.

HSBC $750 Checking Bonus

Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.

Open your new HSBC Premier checking account online by November 2, 2018; and

Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and

Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.

You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.

HSBC $350 Checking Bonus

Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.

Open your new HSBC Advance checking account online by November 2, 2018; and

Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and

Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.

You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It’s that simple.

Chase Business Checking Bonus

Get $300 as a new Chase checking customer, when you open a Chase Total Business Checking® account with qualifying activities

Access to over 16,000 ATMs and 5,100 Chase branches nationwide

Chase has business specialists at your local branch to help with your business needs

Account Alerts are a great way to stay on top of your account’s activity and enhance security

Unlimited electronic deposits at no charge, including Chase QuickDepositSM, ACH and ATM

Discover Bank $200/$150 Savings Account Bonus

Apply for your first Discover Online Savings Account, online or by phone.

Enter Offer Code NPBE918 when applying.

Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus

CapitalOne 360 Money Market $200 Bonus

Earn a $200 bonus and a top savings rate.

Give yourself a high-yield, fee-free way to keep growing your savings with 360 Money Market.

Open your account using promo code OFFER200 to earn your exclusive $200 bonus on accounts with balances of $10,000 or more.

Huntington Bank $200 H5 Checking Bonus

Open your Huntington 5 Checking account today and enjoy:

$200 bonus by making at least one direct deposit of at least $500 or more within 60 days of account opening. $200 will be deposited into your Huntington 5 Checking account after all requirements are met and your account is open for 90 days.

This offer expires on December 31, 2018

Earn interest on all balance tiers

24-Hour Grace Overdraft Relief

Five Non-Huntington ATM withdrawal fees waived per statement

No minimum deposit needed to open

Enjoy mobile & online banking

10% credit card rewards bonus

Huntington Bank $750 Accelerated Business Checking Bonus

Open a Huntington Accelerated Business Checking Account

Earn a $750 bonus by depositing at least $25,000, and make 30 transactions, within the first 60 days.

Huntington will deposit $750 into your account after it’s been open for 90 days

This offer expires on September 30, 2018

Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee!

Enjoy up to 600 monthly transactions & get access to over 1,800 ATMs

Ideal for businesses with an average monthly balance of $25k – $100k

Huntington Bank $400 Fast Track Business Checking Bonus

Open a Huntington Fast Track Business Checking Account

Earn a $400 bonus depositing at least $5,000 within the first 60 days.

Huntington will deposit $400 into your account after it’s been open for 90 days

This offer expires on September 30, 2018

Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee.

Enjoy up to 300 monthly transactions & get access to over 1,800 ATMs

Ideal for businesses with an average monthly balance of $5k – $25k.

Get free online statements

Huntington Bank $200 Community Business Checking Bonus

Open your Huntington Community Business Checking Account today!

Earn a $200 bonus by depositing at least $2,000 and make 10 transactions within 60 days of account opening

Huntington will deposit $200 into your account after it’s been open for 90 days

This offer expires on September 30, 2018

Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee.

Do business without a minimum checking account balance fee or maintenance fee.

No monthly maintenance fee applies to this account.

Enjoy up to 150 monthly transactions & get access to over 1,800 ATMs

Ideal for businesses with an average monthly balance of up to $5k

Get free online statements

CitiBank $200 Checking Bonus

Within 30 days of opening your account deposit $5,000 new-to-Citibank funds into the checking account.

Maintain a minimum balance of $5,000 for 60 days.

CitiBank $400 Checking Bonus

Within 30 days of opening your account deposit $15,000 new-to-Citibank funds into the checking and/or savings account.

Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days.

CitiBank $600 Checking Bonus

Within 30 days of opening your account deposit $50,000 new-to-Citibank funds into the checking or savings account. A minimum of $5,000 must be in the checking account and a minimum of $100 must be in the savings account.

Maintain a minimum balance of $50,000 in your eligible linked checking and savings account for 60 days.

BMO Harris Bank $500/$200 Checking Bonus

Earn $500 by making an opening deposit of $5,000, maintaining that balance for at least 90 days, and by making at least 10 electronic transactions post to the account within 90 days.

Earn $200 by making an opening deposit of $1,500, maintaining that balance for at least 90 days, and by making at least 10 electronic transactions post to the account within 90 days.

MB Financial Bank $350 Business Checking Bonus

Earn $350 bonus by opening and maintaining a business checking account with an average monthly balance of $5,000 and complete either a minimum of 15 electronic transactions in the account OR open a business money market or savings account with an average balance of $25,000

Fifth Third Bank $200 Checking Bonus

Open a Essential Checking, Enhanced Checking, or Preferred Checking account.

Then you must reach a balance of at least $500 within 45 days and maintain that amount for 45 days.

First Tennessee Bank $300 Business Checking Bonus

Earn $300 bonus by completing 5 qualifying payment transactions within the first 30 days of account opening.

TCF Bank $300 Checking Bonus

Earn the bonus by setting up direct deposit deposits of $500 or more or enroll in TCF Digital banking and complete $250 in one or more online bill payments using TCF Online Bill Pay

The FirstBank $300 Checking Bonus

Earn a $300 bonus when you open an Anywhere Checking account and conduct $500 in net Visa Debit Card purchases

AmboyDirect $50 eSavings Bonus

Earn Everyday High Rate Plus $50 Bonus

Enter your email address to receive the promotional offer reference code.

Associated Bank $275 Checking & Money Market Bonus

Open a Badgers checking account with a minimum opening deposit of $100 and make three online bill payments OR add a direct deposit of $300 within 45 days of account opening.

Open an Associated Advantage Money Market account with a minimum opening deposit and maintain a minimum balance of $10,000 for 90 days

Associated Bank $175 Checking Bonus

Earn $175 by opening a Packers Checking account with a minimum opening deposit of $100.

Fulton Bank $150 Checking Bonus

You must complete 10 debit card transactions with 60 days of account opening