What is a BIN? The first 6 numbers on a credit card are referred to as the BIN, which is an acronym for Bank Identification Number. These numbers are also sometimes referred to as the IIN, or Issuer Identification Number. … Continued
Need to know if your local Citizens Bank branch is open or closed on a certain holiday? All Citizens Bank locations in the United States will be closed on the below dates in 2020, 2019, and 2018. When a fixed-date … Continued
Bank account numbers are openly disclosed and visible on every check, so there must be no problem with safety, right? The vast majority of people will not have any problems, but if an identity thief has your bank account number, … Continued
If you do not have an emergency fund set aside, it’s time to start building it. Over 60% of Americans say they are unable to cover an unexpected setback of $1000 with their own savings. With the uncertainty that many … Continued
When depositing a check into your bank account, you may have noticed your available funds can differ from account’s actual balance. This happens because your bank or credit union has placed a hold on your check deposit. Financial institutions do … Continued
Many banks offer great promos when you become a new customer and open a savings or checking account. However, most of these bank promotions require setting up direct deposit before you earn the bonus. What if you don’t want to, … Continued
1. Save your prepaid debit card after it is used. Have you ever wanted to sign up for a free online trial but worry about getting scammed? You just know the company will try to cheat you and charge you … Continued
Although many people are moving away from traditional forms of payment, preferring to pay by credit or debit card or even through a PayPal account, check writing is still a popular mechanism people use to pay bills. When an individual … Continued