Bank account numbers are openly disclosed and visible on every check, so there must be no problem with safety, right? The vast majority of people will not have any problems, but if an identity thief has your bank account number, … Continued
If you do not have an emergency fund set aside, it’s time to start building it. Over 60% of Americans say they are unable to cover an unexpected setback of $1000 with their own savings. With the uncertainty that many … Continued
When depositing a check into your bank account, you may have noticed your available funds can differ from account’s actual balance. This happens because your bank or credit union has placed a hold on your check deposit. Financial institutions do … Continued
Many banks offer great promos when you become a new customer and open a savings or checking account. However, most of these bank promotions require setting up direct deposit before you earn the bonus. What if you don’t want to, … Continued
1. Save your prepaid debit card after it is used. Have you ever wanted to sign up for a free online trial but worry about getting scammed? You just know the company will try to cheat you and charge you … Continued
Although many people are moving away from traditional forms of payment, preferring to pay by credit or debit card or even through a PayPal account, check writing is still a popular mechanism people use to pay bills. When an individual … Continued
How do you send money to a person that has no bank account? Some people either do not want, or cannot have, a bank account. They are the “unbanked”. According to an FDIC survey, 9 million American households are unbanked. … Continued
Fraud is a widespread problem that has affected tens of millions of Americans. To assist in having fraudulent activity reported as quickly as possible, we have compiled a list of contact information for the fraud departments of some of the … Continued